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Dividend Two Directory 12 Page 09
On the other side, the commodities of usury are, first, that howsoever usury in some respect hindereth merchandizing, yet in some other it advanceth it; for it is certain that the greatest part of trade is driven by young merchants, upon borrowing at interest; so as if the usurer either call in, or keep back, his money, there will ensue, presently, a great stand of trade. The second is, that were it not for this easy borrowing upon interest, men's necessities would draw upon them a most sudden undoing; in that they would be forced to sell their means (be it lands or goods) far under foot; and so, whereas usury doth but gnaw upon them, bad markets would swallow them quite up. As for mortgaging or pawning, it will little mend the matter: for either men will not take pawns without use; or if they do, they will look precisely for the forfeiture. I remember a cruel moneyed man in the country, that would say, The devil take this usury, it keeps us from forfeitures, of mortgages and bonds. The third and last is, that it is a vanity to conceive, that there would be ordinary borrowing without profit; and it is impossible to conceive, the number of inconveniences that will ensue, if borrowing be cramped. Therefore to speak of the abolishing of usury is idle. All states have ever had it, in one kind or rate, or other. So as that opinion must be sent to Utopia.
After the planting, First Man, First Woman, Wolf Chief, and Mountain Lion Chief each made a speech advising the creation of a number of mountains similar to the ones they had had in the lower world. This was agreeable to all, and accordingly the work was begun. The handfuls of earth caught up hurriedly from the tops of the mountains below as they were driven off by the rising flood were taken to the cardinal points and deposited in the same relative positions, an equal distance apart, as were the submerged mountains from which the earth had been taken. First Si{~COMBINING BREVE~}snajini, the White Mountain, was made in the east; then Tsotzilh, the Blue Mountain, in the south; next Dokooeslit, the Yellow Mountain, in the west, and lastly Depe{~COMBINING BREVE~}nsa, the Black Mountain, in the north. Having yet portions of each handful of earth remaining, two more mountains, called Choili and Tzilhnuhodihli, were made near the point of emergence in the middle of the rectangle formed by the creation of the other four. To give each mountain color, white shell, turquoise, abalone, and jet were used for those at the cardinal points, while the middle two were colored with a mixture of all these substances.
While the Roman legions in the East were acquiring wealth and winning easy conquests, their less fortunate comrades in the West were carrying on a severe struggle with the warlike Gauls, Ligurians, and Spaniards. The Romans had hardly concluded the Second Punic War when they received intelligence that Hamilcar, a Carthaginian officer, had excited several tribes in Northern Italy to take up arms against Rome. These were the Gauls on both sides of the Po, and the Ligurians, a race of hardy mountaineers, inhabiting the upper Apennines and the Maritime Alps. They commenced the war in B.C. 200 by the capture and destruction of the Roman colony of Placentia, and by laying siege to that of Cremona, the two strong-holds of the Roman dominion in Northern Italy. The Romans now set themselves to work, with the characteristic stubbornness of their nation, to subdue thoroughly these tribes. The Insubres and the Cenomani, to the north of the Po, were the first to yield; but the Boii resisted for some years all the efforts of the Romans, and it was not till B.C. 191 that the Consul P. Cornelius Scipio Nasica received their final submission.
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